India’s private sector life insurance company Aviva launched online health plan called 'Health Secure.'
The plan provides the policyholder with a lump sum amount on diagnoses of any critical illness covered by the policy thereby ensuring that the family has adequate funds to meet the unplanned medical expenses and get the best possible treatment.
Available exclusively on the online platform, the policy can be bought for a nominal premium starting Rs 2,000 per year from its website.
While the minimum sum assured is Rs 5 lakh, the maximum is Rs 50 lakh. The plan can be bought by a person from 18 years to 55 years of age for a minimum policy term of 10 years and a maximum term of 30 years.
The 12 critical illnesses covered by the plan include heart attack, stroke, cancer, end stage kidney failure, major organ transplant, and coronary artery bypass surgery.
Unlike the health insurance product offered by the non-life companies, which are indemnity based, Health Secure offers the policyholder a lump sum based on the sum assured for each of the illnesses irrespective of the hospital bills.
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